FAQ

At True Wealth Strategy, we're a fee-only, advice-only firm. We never earn commissions or charge based on assets under management, which allows us to prioritize your best interests. Our low, flat fees make financial advice accessible to people who would otherwise not be able to seek professional guidance.

Yes, we provide hands-on support with implementing your financial plan. We guide you through each step, from setting up accounts and selecting investments to optimizing tax strategies and managing cash flow. For clients seeking ongoing support, we offer continuous monitoring and periodic updates to ensure your plan stays aligned with your evolving goals​​.

We primarily serve mid-to-late career professionals in the technology and legal fields, but we welcome clients from diverse backgrounds. Our clients typically have complex compensation structures, including equity options, RSUs, or contingency-based income, and often face high tax burdens. Whether you're starting to build wealth, planning for retirement, or navigating major life transitions, we tailor our services to meet your unique needs​.

Our investment philosophy is rooted in passive management and diversification. We believe in keeping costs low, minimizing taxes, and avoiding the pitfalls of market timing. Our portfolios are constructed to align with your risk tolerance, time horizon, and financial objectives, utilizing low-cost ETFs and index funds to capture market returns while reducing volatility​​.

Our fees are straightforward and based on the services you select. For comprehensive planning, we charge a monthly subscription fee. We also offer project-based planning on an hourly or fixed-fee basis. That's it, no hidden fees or commissions.

Absolutely. We can help you make the most of your current investment accounts by optimizing them according to your overall financial plan. We also review your existing portfolios and recommend adjustments to align with our evidence-based approach, prioritizing low fees, tax efficiency, and diversified holdings​.