Investment Philosophy
The key to long-term investment success is to have a well-balanced portfolio of diversified investments, take calculated risks, and stay invested for the long haul.
True Wealth is a financial planning and investment management firm that helps clients reach their financial goals. our investment approach is based on the following principles:
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Avoiding forecasting. We believe that forecasting the economy or individual stocks is difficult and does not produce consistent results.
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Investing for the long term. We invest in assets that generally go up over the long term, such as stocks, bonds, and real estate.
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Using a scientific approach to investing. Our investment decisions are based on academic research and data.
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Managing biases. We recognize that human biases can lead to suboptimal decision making, and it takes steps to mitigate these biases.
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Building diversified portfolios. Our portfolios are diversified across asset classes, sectors, and countries.
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Rebalancing portfolios regularly. We rebalance our portfolios regularly to ensure that they remain aligned with its clients' goals and risk tolerance.
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Minimizing taxes. We use a variety of strategies to minimize its clients' tax liability.
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True Wealth believes that this approach can help clients reach their financial goals in a more efficient and effective way than traditional investment management firms.
Alternative Investments have a place in a well-diversified portfolio.
Alternative investments can offer several benefits to investors, such as:
- Higher returns: Alternative investments can generate higher returns than traditional assets
- Lower correlation: Alternative investments tend to have lower correlation with the market and each other, which means they can reduce the overall volatility and risk of the portfolio.
- Diversification: Alternative investments can provide exposure to different sources of return and risk factors, which can improve the portfolio's diversification and efficiency.
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However, alternative investments also come with some challenges and risks, such as:
- Higher fees
- Lower liquidity
- Higher complexity
- Longer time horizons
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Let's talk about where alternative investments would make sense for you.